Restaurant Credit Card Processing Fees | Lower Payment Costs

Restaurant credit card processing costs can consume margin fast

Restaurants typically operate on tight margins while a large share of sales are paid by card. Swipe fees can apply across food sales, tips and taxes, making even a small improvement in processing economics meaningful at volume.

What should restaurant owners review?

• Total annual card-processing expense
• Effective rate across all locations
• Fees charged on tips and taxes
• Debit versus credit mix
• Online ordering and card-not-present costs
• Surcharge or cash-discount strategy
• Gateway, POS and hardware costs

WONWOW reviews the economics before asking you to change

We compare the way your restaurants currently process payments against eligible alternatives. For high-volume operators, WONWOW may structure Gain-Share Pricing around verified improvements.

Already passing a card fee?

If customers are paying a surcharge, the goal may be to reduce the underlying acceptance cost so the customer experience improves without putting unnecessary payment expense back on the restaurant.

Request a restaurant processing savings review

For multi-location operators, see enterprise Gain-Share payment optimization.